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Breonna Moore
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BREONNA MOORE

Breonna Moore, a proud Richmond, Virginia native, is a Registered Nurse turned real estate investor, podcast creator, and author of Investing While Black: From No Knowledge to No Limits. During the COVID-19 pandemic, she used her earnings as a travel nurse to invest in real estate and business ventures, discovering the power of wealth-building through lived experiences and storytelling. Breonna is the creator of the Conversations Unearthed podcast, where she explores collective financial empowerment. Her background in healthcare and business has shaped her into a dynamic entrepreneur and finance influencer committed to inspiring others to take control of their financial futures.

Black Ambition 2025 Competition
Xavia “X” Gary
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XAVIA "X" GARY

Xavia “X” Gary, a Richmond, VA native and follower of Jesus, holds a B.S. from James Madison University and an M.Ed. from Virginia Commonwealth University. He made history as one of the youngest high school athletic directors in Virginia, serving in the role for six of the past seven years. X is now the Founder and CEO of Xpire, a business created to inspire people to reach their highest potential. One of Xpire’s key initiatives is MoneyTalks!, a financial literacy program focused on budgeting, debt elimination, money management, and saving. Through MoneyTalks!, X serves as a Financial Accountability Coach, offering free support to anyone eager to improve their financial life.

EPISODE #14 XAVIA GARY, M.Ed. | THE CONVERSATIONS UNEARTHED PODCAST
Heather Monique
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HEATHER MONIQUE

With a strong foundation in accounting and an MBA from Virginia Commonwealth University, Heather M. Allen, MBA is a seasoned budgeting coach and founder of Reality Saving LLC, a company dedicated to helping individuals and small businesses take control of their finances. Through personalized coaching and practical tools, she empowers clients—especially women and growing business owners—to create realistic budgets, build confidence around money management, and achieve long-term financial freedom. Her work bridges the gap between financial overwhelm and financial clarity, offering a supportive and results-driven approach to budgeting that transforms lives.

Facing Financial Reality: Breaking the silence with Heather Allen

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